Money choices happen on buses, in queues, and on cracked screens across Dubai, Sharjah, Abu Dhabi, Pune, and Bhopal. Credit files record past loans but miss daily habits like paying rent on time, topping up before data runs out, and sending Friday remittances. The aim is simple: make the right move obvious in the moment. Show the full total cost upfront, explain any default in one clear line, keep a small undo option while the OTP arrives, and present all consent details in one place.
You will see real routines and screens that behave: one big number on top, its smaller parts a tap below, nudges timed to paydays and exam weeks, and error lines that say exactly what to do next. Small tests help too. Walk the same corridor weekly and pick the best route, rewrite a confusing message in ten seconds and keep the better line, and shift a recurring payment by a day to avoid misses.
Bureaus read some documents and ignore others, which is why a fair not yet is better than a silent no. Portable proof matters when people move. Finangl appears as a small, honest helper focused on live comparisons, timely tips, and plain language. Documents show identity. Patterns show behaviour. When both count, access becomes fairer and stress drops.
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Hrithik Manikandan
Hrithik Manikandan is an Abu Dhabi–based student author and researcher. He began his writing journey with fiction, and now turns his attention to real-world questions around money, behaviour, and access — exploring how everyday financial habits often go unseen by formal systems.
His work focuses on financial literacy, behavioural patterns, and inclusion, especially in contexts where traditional credit measures fall short. Through Finangl, developed under OrzyneX Innovations, he works on tools that help people understand money decisions, build healthier financial habits, and make informed choices through clarity and transparency.
Alongside this, he is deeply engaged in sustainability. He co-founded his school’s Capital Investment Club and serves as a student sustainability leader, contributing to initiatives such as ChonX, which focuses on Net Zero Schools and climate awareness.
Outside academics, Hrithik plays chess and studies Carnatic music and piano.
