Micro-lending is a relatively recent development in the traditional banking sector. It's an umbrella phrase for the banking and financial services offered by organizations whose primary goal is alleviating poverty to those not currently servicing conventional financial institutions. Typically, low-income women have been the focus of microlending initiatives. It is intended that anyone interested in rural finance, including students, attorneys, activists, academics, human rights agencies, researchers, and non-governmental organizations, would find this latest version a helpful book. All the chapters of this book have been peer reviewed by a panel of experts.
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Mohammad Afsar Alam, Sakul Kundra
About the authors
Mohammad Afsar Alam earned his BA, MA, MPhil, and PhD degrees from Aligarh Muslim University. In teaching and publication, Dr. Afsar began his career at the Eritrea Institute of Technology (EIT), Eritrea, in 2005 as an Assistant Professor. He later joined the Adi-Keith College of Arts and Social Sciences in 2010. He has been serving as a Geographer in various colleges and universities abroad for the last 19 years. Dr. Afsar enjoyed the administrative position of Head of the Department and Research Coordinator in the Department of Geography (2012-2015) at Adi-Keith College of Arts and Social Sciences, Eritrea. He has richly contributed to academia. Albeit specialized in Micro-level planning and Rural Development, he is currently working extensively on global climate change; his area of interest includes Human geography, Physical geography, Geomorphology, Climatology, Tourism geography, Biogeography and Oceanography. He has been rendering his services as an Assistant Professor at the Department of Social Science, Fiji National University, Fiji. His Orcid ID is 0000-0001-5989-6399.
Dr Sakul Kundra is the Associate Dean of Research at the College of Humanities and Education at the Fiji National University. He has a PhD in History from the Centre for Historical Studies, Jawaharlal Nehru University (India). He is the recipient of the Gold Medal for Post Graduate Diploma in Education from the University of South Pacific. He has been awarded the honorary Distinguish Professor title from Woxen University, India, and associated in the capacity of Research fellow, INTI International University, Malaysia. He has many high-ranked Scopus publications to his credit. He writes regular columns for newspapers such as the Fiji Times, Fiji Sun, Cook Island News, Island Times and Vanuatu Business News. His expertise includes Indo-Fijian diaspora, Fiji History, Law History, tourism, medieval Indian history and travellers' history. He is the author of Insights into Mughal India: Exploring the Perceptions of French Travellers and Adventurers in Northern India during the Seventeenth and the Eighteenth Centuries (USP Press).
