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Subrat SaurabhAuthor of Kuch Woh Pal
Swipe once… and your life can quietly change.
SWIPED unpacks the emotional, psychological, and financial truths hidden behind a single plastic card. From the thrill of approval to the trap of overspending, this book reveals how credit cards shape our habits, relationships, and sense of identity, often without us realizing it.
Along the way, the tender story of Hind and Seb runs like a heartbeat, two souls learning that love, just like credit, carries its own risks, limits, and moments of quiet vulnerability. Their choices, silences, and longing become reflections of the swipes we all make, some intentional,some emotional, some we never see coming.
Why do some people grow with credit while others collapse under it?
What turns a simple swipe into a long-term consequence?
And how do our beliefs, wounds, and impulses silently influence every purchase we make?
Blending real observations, human emotions, and powerful reflections, SWIPED is a guide for anyone who wants to use credit, not be used by it. Honest, gripping, and deeply relatable, it uncovers the mindset required to build freedom instead of debt.
One swipe tells a story.
So does every heartbeat.
This book helps you rewrite both.
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Shahabas M S
Muhammed Shahabas MS is the Managing Director of X9, a startup mentor, and a private wealth manager based in Bengaluru. Over the years, he has worked closely with individuals and entrepreneurs, helping them understand money beyond numbers, focusing on saving wisely, protecting what matters, and growing financial health with intention.
His journey began with the observation that financial tools were often used without clarity or guidance, sparking a deep desire to simplify personal finance and make financial awareness accessible to everyone.
What excites Shahabas most today is helping people uncover their biggest dreams and becoming a part of building them. He finds purpose in guiding others, shaping ideas, and standing alongside those who dare to dream bigger than their circumstances. Alongside finance, his interests in storytelling, cinema, art, politics, and history strongly influence his perspective, allowing him to connect money with everyday choices and human behavior. As an upcoming author, he brings together grounded insight, sharp financial clarity, and thoughtful reflection, offering readers not just knowledge but a new way of seeing life, money, and possibility.
